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Banking in Denmark

Best banks in Denmark for expats & digital nomads

Opening a bank account is one of the first things you do after moving to Denmark. Here are the accounts that work for newcomers and non-residents, plus the fintech we would set up before you fly.

How to open a bank account in Denmark

A Danish CPR number plus MitID and a registered address are needed for a standard Danish bank account; the reliable sequence is register address, get CPR, set up MitID, then open the account and register it as your NemKonto. Wise or Revolut work as a bridge on day one with just a passport.

Our top pick

Wise multi-currency account

Wise is the option we recommend for almost anyone moving to Denmark: hold and convert 40+ currencies, get local account details to be paid like a local, and send money at the real exchange rate with low, transparent fees. It works before you even arrive, so you can receive income and pay deposits while your local account is still being set up.

Open a free Wise account →

Affiliate link: we may earn a commission at no cost to you. Wise is a fintech, not a bank; balances are safeguarded, not covered by deposit insurance.

Top banks in Denmark

Lunar

digital
Easiest first Danish account for newcomers

App-based Danish bank; full English app, DK IBAN, MobilePay and NemKonto-eligible, opens in minutes once you have CPR and MitID.

Danske Bank

traditional
Full-service banking and mortgages

Largest Danish bank with an expat team; onboarding friction is higher and requires CPR and MitID.

Nordea

traditional
Cross-Nordic banking relationships

Large Nordic bank, good if you move between Nordic countries; requires CPR and MitID.

Jyske Bank

traditional
Regional service in Jutland

Regional Danish bank; strong local roots but more limited English support.

Sydbank

traditional
Southern Denmark, investment services

Regional bank offering full-service accounts; requires CPR and MitID.

Arbejdernes Landsbank

traditional
Value-oriented everyday banking

Consistently competitive on fees; requires CPR and MitID.

International accounts & neobanks

Revolut

Multi-currency app account available to Danish residents; no CPR needed to open but not a NemKonto.

N26

German-licensed mobile bank available in Denmark; free tier, English app.

Availability changes; confirm on each provider's site.

Next steps in Denmark

See the full Denmark tax, cost and visa profile, or compare Denmark with other destinations. Not sure where to go yet? Take the finder quiz.