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Banking in France

Best banks in France for expats & digital nomads

Opening a bank account is one of the first things you do after moving to France. Here are the accounts that work for newcomers and non-residents, plus the fintech we would set up before you fly.

How to open a bank account in France

You typically need proof of address (justificatif de domicile), passport and sometimes a residence permit. If banks refuse you, French law provides a 'droit au compte' (right to a basic account) enforced via the Banque de France. Online banks and neobanks (BoursoBank, Revolut, N26) are common first accounts.

Our top pick

Wise multi-currency account

Wise is the option we recommend for almost anyone moving to France: hold and convert 40+ currencies, get local account details to be paid like a local, and send money at the real exchange rate with low, transparent fees. It works before you even arrive, so you can receive income and pay deposits while your local account is still being set up.

Open a free Wise account →

Affiliate link: we may earn a commission at no cost to you. Wise is a fintech, not a bank; balances are safeguarded, not covered by deposit insurance.

Top banks in France

BNP Paribas

traditional
international banking

France's largest bank; runs an English-language service for international clients.

Credit Agricole

traditional
widest branch network

Cooperative banking group with the largest retail footprint in France.

Societe Generale

traditional
everyday retail banking

Major nationwide bank with services aimed at international customers.

La Banque Postale

traditional
easy access for newcomers

Post-office bank with wide coverage; often more accessible for newcomers.

BoursoBank (formerly Boursorama)

digital
low fees, largest online bank

France's biggest online bank with low-cost or free accounts under conditions.

Hello bank!

digital
online account from a major bank

BNP Paribas's digital bank with app-based account opening.

International accounts & neobanks

Revolut

Widely used app for spending, transfers and FX; EEA-wide operation.

N26

German-licensed mobile bank fully available to France residents.

Bunq

Dutch EEA bank available to France residents; offers French IBAN option.

Payoneer

Payments platform for freelancers receiving international payments; not a local current account.

Availability changes; confirm on each provider's site.

Next steps in France

See the full France tax, cost and visa profile, or compare France with other destinations. Not sure where to go yet? Take the finder quiz.