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Banking in Georgia

Best banks in Georgia for expats & digital nomads

Opening a bank account is one of the first things you do after moving to Georgia. Here are the accounts that work for newcomers and non-residents, plus the fintech we would set up before you fly.

How to open a bank account in Georgia

Georgia is a well-known nomad draw because non-residents can open accounts at Bank of Georgia and TBC, historically even on a tourist entry, needing mainly a passport. Since 2022-2023 banks apply more compliance checks (source-of-funds questions), and some openings now run through in-person visits or paid agents.

Our top pick

Wise multi-currency account

Wise is the option we recommend for almost anyone moving to Georgia: hold and convert 40+ currencies, get local account details to be paid like a local, and send money at the real exchange rate with low, transparent fees. It works before you even arrive, so you can receive income and pay deposits while your local account is still being set up.

Open a free Wise account →

Affiliate link: we may earn a commission at no cost to you. Wise is a fintech, not a bank; balances are safeguarded, not covered by deposit insurance.

Top banks in Georgia

Bank of Georgia

traditional
Non-residents and nomads

One of the two dominant banks; long known for opening accounts for foreigners, with strong English service. Due diligence has tightened since 2022-2023.

TBC Bank

traditional
Best mobile app, non-residents

The other market leader; widely used by nomads for its app and multi-currency accounts.

Liberty Bank

traditional
Branch and ATM reach

Extensive retail network, historically handling state pension payments.

Credo Bank

traditional
Microfinance and SMEs

Focused on small business and rural lending.

ProCredit Bank Georgia

traditional
Business banking

German-owned; oriented toward SMEs and business clients.

Basisbank

traditional
SME and retail banking

Mid-sized bank; Chinese Hualing Group is a major shareholder.

International accounts & neobanks

Payoneer

Available in Georgia for both personal and business receiving accounts.

Availability changes; confirm on each provider's site.

Next steps in Georgia

See the full Georgia tax, cost and visa profile, or compare Georgia with other destinations. Not sure where to go yet? Take the finder quiz.