Banking in Liechtenstein
Best banks in Liechtenstein for expats & digital nomads
Opening a bank account is one of the first things you do after moving to Liechtenstein. Here are the accounts that work for newcomers and non-residents, plus the fintech we would set up before you fly.
How to open a bank account in Liechtenstein
Foreigners and non-residents can open accounts with identity verification, proof of address and source-of-funds documentation under EU/FATF AML rules, but many banks are private-banking houses aimed at high-wealth clients with high minimum deposits. LLB and Bank Frick are the more accessible options for an everyday or non-resident account; some banks require a genuine economic or personal link to the country.
Wise multi-currency account
Wise is the option we recommend for almost anyone moving to Liechtenstein: hold and convert 40+ currencies, get local account details to be paid like a local, and send money at the real exchange rate with low, transparent fees. It works before you even arrive, so you can receive income and pay deposits while your local account is still being set up.
Open a free Wise account →Affiliate link: we may earn a commission at no cost to you. Wise is a fintech, not a bank; balances are safeguarded, not covered by deposit insurance.
Top banks in Liechtenstein
Liechtensteinische Landesbank (LLB)
traditionalThe country's oldest bank, partially state-owned; the most retail-oriented option and open to non-residents.
LGT Bank
traditionalLargest bank in Liechtenstein, owned by the Princely Family and AAA-rated; focused on private banking for families and intermediaries.
VP Bank
traditionalOne of the largest banks in Vaduz; personal packages include Basic, Comfort and Premium, with Basic/Comfort restricted to Liechtenstein residents.
Bank Frick
traditionalFamily-run universal bank serving financial intermediaries and professionals; offers a Private Basic bundle and online application, including for non-residents.
International accounts & neobanks
Availability for Liechtenstein residents is not clearly confirmed despite EEA membership; verify eligibility before relying on it.
Availability for Liechtenstein residents is uncertain; verify before assuming you can open an account.
Availability changes; confirm on each provider's site.
Next steps in Liechtenstein
See the full Liechtenstein tax, cost and visa profile, or compare Liechtenstein with other destinations. Not sure where to go yet? Take the finder quiz.