MyNomadWorld MyNomadWorld
Home › Netherlands › Banks

Banking in Netherlands

Best banks in Netherlands for expats & digital nomads

Opening a bank account is one of the first things you do after moving to Netherlands. Here are the accounts that work for newcomers and non-residents, plus the fintech we would set up before you fly.

How to open a bank account in Netherlands

Most Dutch banks require a BSN (burgerservicenummer / citizen service number), which you get by registering with your municipality (BRP), plus passport and proof of address. bunq and Revolut can usually be opened before you have a BSN, making them common interim accounts for newcomers.

Our top pick

Wise multi-currency account

Wise is the option we recommend for almost anyone moving to Netherlands: hold and convert 40+ currencies, get local account details to be paid like a local, and send money at the real exchange rate with low, transparent fees. It works before you even arrive, so you can receive income and pay deposits while your local account is still being set up.

Open a free Wise account →

Affiliate link: we may earn a commission at no cost to you. Wise is a fintech, not a bank; balances are safeguarded, not covered by deposit insurance.

Top banks in Netherlands

ING

traditional
largest retail bank, English app

Biggest Dutch retail bank; fully English online and mobile banking.

Rabobank

traditional
wide branch network

Cooperative bank with broad national coverage and English support.

ABN AMRO

traditional
expat-oriented services

Major bank offering dedicated expat account packages and English service.

SNS (de Volksbank)

traditional
simple everyday banking

Retail bank focused on straightforward personal accounts.

bunq

digital
English-language app, fast opening

Amsterdam-based app bank; open a Dutch IBAN account quickly from the app.

Knab

digital
online banking for freelancers

Online bank popular with self-employed (ZZP) customers.

International accounts & neobanks

Revolut

Widely used app for spending, transfers and FX; EEA-wide operation.

N26

German-licensed mobile bank fully available to Netherlands residents.

Bunq

Dutch neobank headquartered in Amsterdam; offers a native Dutch IBAN.

Payoneer

Payments platform for freelancers receiving international payments; not a local current account.

Availability changes; confirm on each provider's site.

Next steps in Netherlands

See the full Netherlands tax, cost and visa profile, or compare Netherlands with other destinations. Not sure where to go yet? Take the finder quiz.