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Banking in Norway

Best banks in Norway for expats & digital nomads

Opening a bank account is one of the first things you do after moving to Norway. Here are the accounts that work for newcomers and non-residents, plus the fintech we would set up before you fly.

How to open a bank account in Norway

Basic banking services (account, debit card, online banking) are available to everyone living in Norway; you need valid ID and usually a Norwegian ID number or D-number. Getting a BankID often depends on having a full national ID number, and opening can take up to about four weeks, so many newcomers use Wise or Revolut first.

Our top pick

Wise multi-currency account

Wise is the option we recommend for almost anyone moving to Norway: hold and convert 40+ currencies, get local account details to be paid like a local, and send money at the real exchange rate with low, transparent fees. It works before you even arrive, so you can receive income and pay deposits while your local account is still being set up.

Open a free Wise account →

Affiliate link: we may earn a commission at no cost to you. Wise is a fintech, not a bank; balances are safeguarded, not covered by deposit insurance.

Top banks in Norway

DNB

traditional
Largest bank, widest ATM network

Norway's largest bank with English site, app and a 'new in Norway' process; opening can take up to 4-6 weeks for new arrivals.

Nordea

traditional
Cross-Nordic customers, English support

Part of the Nordic Nordea group; accessible to expats and useful if moving from another Nordic country.

SpareBank 1

traditional
Regional banking, most flexible on D-number BankID

Network of regional savings banks; often the most realistic route to a working BankID on a D-number.

Handelsbanken

traditional
Personal-adviser branch model

Swedish bank with a Norwegian presence and English support; account opening handled case-by-case by your adviser.

Sbanken

digital
Fully digital, easy-to-use banking

Digital-only Norwegian bank; typically needs a Norwegian ID number and BankID to join.

International accounts & neobanks

Revolut

Multi-currency app account available to Norwegian residents; good interim option before you get a Norwegian account and BankID.

N26

German-licensed mobile bank available in Norway; free tier and English app.

Availability changes; confirm on each provider's site.

Next steps in Norway

See the full Norway tax, cost and visa profile, or compare Norway with other destinations. Not sure where to go yet? Take the finder quiz.