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Banking in Slovakia

Best banks in Slovakia for expats & digital nomads

Opening a bank account is one of the first things you do after moving to Slovakia. Here are the accounts that work for newcomers and non-residents, plus the fintech we would set up before you fly.

How to open a bank account in Slovakia

Slovakia is in the eurozone, which simplifies banking; EU citizens usually need only an ID or passport plus a document showing a link to Slovakia (employment contract, lease, study certificate), while non-EU nationals are typically asked for a residence permit and proof of address. Opening the account is free and many banks offer English online banking and mobile apps.

Our top pick

Wise multi-currency account

Wise is the option we recommend for almost anyone moving to Slovakia: hold and convert 40+ currencies, get local account details to be paid like a local, and send money at the real exchange rate with low, transparent fees. It works before you even arrive, so you can receive income and pay deposits while your local account is still being set up.

Open a free Wise account →

Affiliate link: we may earn a commission at no cost to you. Wise is a fintech, not a bank; balances are safeguarded, not covered by deposit insurance.

Top banks in Slovakia

Tatra banka

traditional
Award-winning app, dedicated foreigners' service

Well-regarded digital banking with an English-friendly app and a page for foreigners; a simplified process exists for Ukrainians with tolerated-stay status.

Slovenska sporitelna

traditional
Largest branch network, everyday banking

Slovakia's largest bank with the George online banking platform; EU citizens can open with an ID plus proof of a link to Slovakia.

VUB Banka

traditional
Full-service banking and mortgages

Second-largest Slovak bank (Intesa Sanpaolo group) with English-language online banking.

365.bank

digital
Free, mobile-first account

Digital bank offering a 'Free account' with no monthly fees, managed mostly via mobile.

CSOB

traditional
Digitally-focused everyday banking

Major Slovak bank (KBC group) marketing a digital 'Smart Account'.

International accounts & neobanks

Revolut

Lithuanian-licensed EU bank available to Slovak residents; multi-currency account and cards, opened after standard KYC.

N26

German-licensed mobile bank available to residents with a Slovak address and valid ID; opens in minutes with a German IBAN.

bunq

Dutch mobile bank available across the EEA including Slovakia; app-based opening with an ID.

Availability changes; confirm on each provider's site.

Next steps in Slovakia

See the full Slovakia tax, cost and visa profile, or compare Slovakia with other destinations. Not sure where to go yet? Take the finder quiz.