Banking in Thailand
Best banks in Thailand for expats & digital nomads
Opening a bank account is one of the first things you do after moving to Thailand. Here are the accounts that work for newcomers and non-residents, plus the fintech we would set up before you fly.
How to open a bank account in Thailand
Banks generally want a long-stay visa (non-immigrant category) or work permit plus proof of a Thai address (e.g., condo lease or embassy letter). Practice varies widely by branch; Bangkok Bank is often the most flexible for newcomers.
Top banks in Thailand
Bangkok Bank
traditionalLargest Thai bank; widely reported as the easiest for newcomers to open with the right documents.
Krungsri (Bank of Ayudhya)
traditionalMajority-owned by Japan's MUFG; foreigner services at many branches.
Krungthai Bank
traditionalState-owned; often used for salary and government-linked payments.
International accounts & neobanks
Usable in Thailand to send/receive; hold major currencies (THB is not a held-balance currency). Confirm resident account eligibility.
Operates a Thailand entity issuing THB multi-currency cards to Thai residents.
Available for Thai freelancers/businesses to receive cross-border payments.
Availability changes; confirm on each provider's site.
Next steps in Thailand
See the full Thailand tax, cost and visa profile, or compare Thailand with other destinations. Not sure where to go yet? Take the finder quiz.