Head-to-head · tax residents 2026
Croatia or Indonesia: which should you move to?
Two of Europe's top relocation targets, both with newcomer regimes. Here is how they compare on the taxes that move the needle.
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| Factor |  Croatia ↗ |  Indonesia ↗ |
|---|---|---|
| Top personal income tax | 33% | 35% |
| Corporate tax | 18%* | 22%* |
| Capital gains tax | Taxed | Taxed |
| Dividend tax | 12% | 10% |
| VAT / sales tax | 25% | 11% |
| Wealth tax | No | No |
| Inheritance tax | Yes | No |
| Foreign income | mundial | temporal |
| Headline expat regime | Exencion nomada digital (renta extranjera) | Skilled expatriate 4-year territorial |
| Cost of living (vs your country) | 53 | 29 |
| Population | 3,876,200 | 285,721,236 |
| Area | 56,542 km² | 1,919,440 km² |
| Population density | 69/km² | 149/km² |
| Airports (large + medium) | 9 | 83 |
| Annual tourists | 21,608,000 | 4,053,000 |
| Flight time from your country | · | · |
| Direct flight likely? | · | · |
| Life expectancy | 78.8 yrs | 71.3 yrs |
| Safety (homicides/100k) | 0.7 | 0.3 |
| Happiness (0-10) | 5.5 | 5.29 |
| Corruption index (higher = cleaner) | 47/100 | 37/100 |
| Double-tax treaties (approx) | ~66 | ~71 |
| Internet speed (median fixed) | 137 Mbps | 46 Mbps |
| Healthcare spend / person | $1,548 | $132 |
| Air quality (PM2.5, lower=better) | 15.78 | 20.84 |
| Time zone (approx) | UTC+1 | UTC+7 |
| Digital nomad visa | Yes | Yes |
| Official languages | 1 (Croatian) | 1 (Indonesian) |
Green = more favourable. Cost of living shown as a percentage of your home country (under 100% = cheaper than home). Tax data: compiled by us, being re-verified; cost of living: World Bank PPP; area & population: GeoNames; life expectancy & homicide rate: World Bank.
* Croatia: 18% estandar; 10% para ingresos <= EUR 1.000.000. Los tipos IRPF por defecto son 20%/30% pero cada municipio elige (rango 15-23% bajo / 25-33% alto; Zagreb hasta 23%/33%). · Indonesia: Flat 22%. Public companies meeting a 40% listing/spread condition get a 3% cut (19%). Small enterprises (turnover up to IDR 50bn) get a 50% reduction on part of income; 0.5% final tax on gross turnover for MSMEs under IDR 4.8bn.
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